Category: Economics
### What Are Guarantee Fees? Guarantee fees, or g-fees, are fees paid by the holder of a mortgage-backed security (MBS) to its issuer. These charges are significant as they help issuers cover admini...
Category: Economics
Racketeering is a legal term that refers to a pattern of illegal activities that aim to generate income through illicit means, known colloquially as a "racket." These activities typically include ext...
Category: Economics
The **Americans with Disabilities Act (ADA)**, enacted in 1990, is a landmark piece of legislation that safeguards the civil rights of individuals with disabilities in the United States. With a commi...
Category: Economics
A **Collateralized Debt Obligation (CDO)** is a sophisticated structured finance product that allows investment banks to raise capital by pooling various debt instruments, such as loans and bonds, an...
Category: Economics
Revealed preference is a significant theory in behavioral economics that fundamentally changed the way we understand consumer choice. Introduced by the American economist Paul Anthony Samuelson in 19...
Category: Economics
Leasehold improvements play a pivotal role in the realm of rental properties, particularly in commercial real estate. Whether you're a landlord seeking to attract tenants or a business owner looking ...
Category: Economics
Loss Given Default (LGD) is a crucial concept in the realm of finance, particularly for banks and financial institutions that issue loans. It quantifies the estimated financial loss a lender incurs w...
Category: Economics
Index-linked bonds present a unique investment vehicle designed to protect investors against inflation while providing a reliable income stream. Commonly recognized under different names in various c...
Category: Economics
Gann fans are a unique and intricate tool used in technical analysis, stemming from the theories proposed by the early 20th-century trader W.D. Gann. This method leverages the idea that markets are n...
Category: Economics
Income inequality refers to the unequal distribution of income among the individuals or households within a given population. It highlights the gap between the wealthiest members of society and the r...