Category: Economics
## What is a Gray Market? A gray market, sometimes spelled as "grey market," refers to an unofficial market where financial securities or goods are traded. This occurs either when stocks have been s...
Category: Economics
A wage assignment is a financial arrangement that involves the direct deduction of money from an employee's paycheck to repay a debt obligation. This automatic withholding is typically applied to var...
Category: Economics
**Roll yield** is a crucial concept in the world of futures trading, representing a potential source of profit when adjusting positions between short-term and long-term contracts. This article will e...
Category: Economics
Hybrid securities represent a fascinating bridge between two major categories of financial instruments: debt and equity. These financial products are designed to combine the best features of both bon...
Category: Economics
In the world of finance and investment, the Internal Rate of Return (IRR) is a critical metric that helps businesses and investors decide whether to pursue a project or investment. The IRR rule sugge...
Category: Economics
Kiwi Bonds, a unique offering from the New Zealand government, are fixed-income securities designed to attract local investors. They not only represent a safe investment option for New Zealand reside...
Category: Economics
A **Memorandum of Understanding (MOU)** is a formal document that outlines an agreement between two or more entities, typically serving as a precursor to a more detailed contract. While an MOU may no...
Category: Economics
When investing in mutual funds, it is crucial to comprehend the associated fees that can impact overall returns. One such fee is the **12B-1 fee**. This article aims to clarify what 12B-1 fees are, t...
Category: Economics
Effective Gross Income (EGI) is a crucial metric used by real estate investors to assess the financial viability of rental properties. By providing a nuanced view of the actual income generated from ...
Category: Economics
Participating policies have long been a staple of the insurance industry, particularly in life insurance. These unique insurance contracts not only provide coverage but also enable policyholders to s...